NZ Childcare Finance: Supporting Cash Flow Between Bulk Funding Payments

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NZ Childcare Finance Lena Thomson


An advertorial for NZ Childcare Finance.

Running an ECE centre or homebased centre is about so much more than just managing numbers. It’s about nurturing young minds, preparing children for school, and creating safe, inspiring spaces where they can thrive. It’s also about supporting and valuing the teachers and staff who make that possible every day.

At New Zealand Childcare Finance, we know your focus is best served on the children and your people – not financial stress. Because government bulk funding only arrives three times a year – every four months – it can cause real cash flow problems in between payments.

That’s why we offer fast, flexible short-term finance specifically for ECE operators – to take the pressure off, so you can focus on what matters most.

Fast, Flexible and No Long-Term Lock-Ins

Our service is designed to work in the way your centre needs:

  • No long-term contracts or lock-ins – use us only when you need to.
  • Over 95% of applications approved within 48 hours, many the same day.
  • Simple, low-paperwork and short form processes – fast and efficient from start to finish.
  • Repayments that align with your next bulk funding payment, to ease pressure.
  • We don’t believe in red tape or rigid rules. We believe in practical support that gives you more control.

We Understand the ECE Sector – Because We’ve Been There

Lena Thomson, our founder and managing director, has owned and operated six childcare centres. She knows the ECE world from the inside – what it’s like to balance care, learning, staffing, and running a business.

Because we truly understand your world, we’re focused on giving you the freedom to achieve the best outcomes for your children, your staff, and yourself – by lifting the financial stress that can get in the way.

Why ECE Operators Choose Us

  • Bridge funding gaps with confidence
  • Keep wages, rent and operating costs covered
  • Maintain stability for your team and your Tamariki
  • Avoid financial stress – stay focused on quality education and care
  • Work with people who genuinely understand your business

Let’s Talk

Whether you need finance now or just want to be ready for next time, we’re here to help.

Apply online: www.childcarefinance.co.nz/new-client-registration
Phone: 0800 777-559, 0274 329-227
Email: [email protected]
Website: www.childcarefinance.co.nz

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